Agriculture

Experienced adjusters offer end-to-end agricultural claims management with tailored solutions and technical expertise.

Our team of adjusters delivers a comprehensive, end-to-end service. We prioritise client-specific solutions and technical excellence, ensuring a seamless and efficient experience.

Specialist Areas

Our team of highly regarded agricultural adjusters brings an average of 20+ years of field experience to the table. Trusted by insurers, brokers, and clients alike, we offer independent advice on loss management and claims validation across diverse agricultural domains.

We offer specialist adjusting support in the following areas including but not limited to:

  • Dairy, livestock, poultry, equine, and bloodstock
  • Farm buildings and private property
  • Crops and industrial farming
  • Food transit and frozen produce
  • Public and product liability
  • Machinery claims
  • Manufacturing and food processing facilities
  • Revenue loss/business interruptions
  • Stock throughput logistics

Our Results in Agriculture

Precision in Agricultural Claims: Flood Damage Adjustment for Moringa Trees

Our team recently handled an agricultural claim involving flood damage to a large-scale farm cultivating Moringa trees. The incident, caused by heavy rainfall and windstorms, affected approximately 2.9 hectares of farmland, damaging over 3,000 trees. Leveraging advanced tools such as GPS for land measurement and consulting agronomic experts, we assessed the extent of the loss and determined salvageable crops.

Through meticulous analysis of input costs and policy terms, we adjusted the claim to reflect accurate compensation while accounting for underinsurance and policy excesses. This case highlights our precision and expertise in managing complex agricultural claims efficiently and transparently.

Pre-Loss Survey for Tomato Farm Risk Assessment

Our company recently conducted a pre-loss risk survey for a large-scale tomato farming operation in Northern Nigeria. The survey aimed to evaluate exposure to multi-peril risks such as flood, pest outbreaks, and windstorm damage. Leveraging our expertise, we assessed agronomic practices, irrigation systems, and security measures while recommending improvements like enhanced drainage systems and shelters for farm security personnel. 

Our findings enabled the insurer to accurately determine the total value at risk and premium calculations. This case highlights our proficiency in agricultural claims management, ensuring tailored solutions for complex farming operations.

Rainstorm Crop Damage Assessment and Claims Adjustment

Our team successfully handled a crop damage claim for a mechanized maize farm affected by a severe rainstorm. The storm caused significant damage, including broken corn stems and topsoil erosion across multiple hectares. Using GPS tools, we conducted a detailed assessment, confirming 4.82 hectares were impacted. 

We adjusted the claim by evaluating salvageable crops and unused inputs, ensuring an accurate settlement while adhering to policy terms. Our expertise in agricultural risk assessment and claims adjustment enabled the insurer to process the claim efficiently, demonstrating our capability to manage complex agricultural loss scenarios with precision and professionalism.