Engineering

Engineering and construction claims depend on technical evidence: why a machine failed, whether the damage happened during erection or operation, and what the manufacturer's repair actually requires. Our engineers investigate cause and verify repair costs, working with original equipment manufacturers and engineering consultants on complex losses.

Many of these risks are shared between several insurers, so we coordinate the adjustment across the panel and keep project delays to a minimum.

Specialist Areas

We offer specialist adjusting support in the following areas, including but not limited to:

• Contractors' all risks
• Erection all risks
• Machinery breakdown
• Plant and heavy equipment
• Business interruption following machinery loss

Our Results in Engineering

Machine Damaged During Installation

A newly imported corrugated cardboard machine was damaged during installation at a Nigerian factory when a forklift struck a factory wall. The loss sat under an Erection All Risks policy shared by several insurers.

With engineering consultants we verified the damage and the manufacturer's repair requirements, identified the root cause and applied the policy warranties, resolving the claim across all insurers with minimal project delay.

Fire Damage to Mining Equipment

A fire damaged critical mining equipment at a major industrial company. Late reporting and later vandalism of the damaged machine made the evidence harder to preserve.

We carried out a technical analysis with the manufacturer's experts to verify the cause, applied penalties for policy breaches, removed duplicated invoices and applied the self-insured retention and deductibles, reaching a fair settlement across several insurers.